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Contents insurance
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Take out Home and Contents Insurance now and receive 15 months cover for the price of 12 months
Everyone has individual insurance needs - from basic insurance to extensive coverage of your home and contents. Home and Contents Insurance gives you a range of ways to protect your assets.
There are two levels of cover to choose from:
For ease of comparison, some of the key benefits of each type of cover are shown in the following table:
| Key Features | Protect Accidental Damage Home Insurance | Protect Listed Events Home Insurance |
| Accidental Damage cover |  |
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| Electrical burn out of domestic motors | |
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| Replacement benefit for buildings | |
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| New for old cover for contents | All contents | All contents |
| New for old cover for carpets | |
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| Valuable Items cover (incl. jewellery, sporting equipment and portable electronic equipment) as part of contents cover | $2500 per item, pair, set or collection ($3000 for sporting equipment) up to $7500 in total, or 20% of total Contents sum insured (whichever is the greater) | $2500 per item, pair, set or collection ($3000 for sporting equipment) up to $5000 in total, or 20% of total Contents sum insured (whichever is the greater) |
| Paintings, works of art, electronic equipment | $20,000 per item | $20,000 per item |
| Liability cover | $20 million | $20 million |
| Option to pay by the month | |
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| No Average/Co-insurance clause where you contribute to claims if you are under insured | |
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- Protect Accidental Damage Home Insurance
This insurance is ideal for you if you've spent time and money paying for a beautiful home and irreplaceable furnishings. It's the perfect cover for people who want their investments to be protected extensively - not just against basic risks, but also against accidental damage and accidental loss.
You will receive coverage against all risks to your home and contents, other than those that are specifically excluded from the Protect Accidental Damage Home Insurance policy.
Important information
The Product Disclosure Statement for Protect Accidental Damage Home Insurance is important and we encourage you to view, save and/or print it. If you would like a paper copy of the PDS, please call 13 33 30 or request one by post.
Get a quote on Protect Accidental Damage Home Insurance now.
- Protect Listed Events Home Insurance
This insurance offers you excellent coverage for your home and contents. It provides you with cover against major risks - such as fire, burglary, explosion, earthquake, storm damage, and even a vehicle running into your house.
With Protect Listed Events Home Insurance, you receive more generous cover than what is typically offered by other home and contents policies.
If you are looking for even greater protection, we recommend you read about our top-of-the-line Protect Accidental Damage Home Insurance cover, above.
Important information
The Product Disclosure Statement for Protect Listed Events Home Insurance is important and we encourage you to view, save and/or print it. If you would like a paper copy of the PDS, please call 13 33 30 or request one by post.
Get a quote on Protect Listed Events Home Insurance now.
You can also pay your premium in monthly instalments rather than as an annual payment.
For information about our range of Home and Contents Insurance call 13 33 30, 9am - 9pm (EST) weekdays.
