Fixed Term Deposit
Get what you expect on your savings with a Fixed Term Deposit
If you want the certainty of a guaranteed return at a high interest rate then a Fixed Term Deposit may be for you. Lock away your savings so you won’t be tempted to use them and relax knowing exactly how much your return will be, over a term that suits you.
St.George deposit products are covered by the Australian Government Deposit Guarantee***
Earn a special rate of 5.45% for 2 months for balances between $20,000 and $5,000,000
Earn highly competitive interest rates, maximising your investment returns
Choose a term to suit your needs from 1 month to 5 years
Enjoy the security of a guaranteed rate of return for the term of your investment
Also available to business and DIY Super customers
Features
Features
- Competitive interest rates with a guaranteed rate of return
- Minimum opening balance of $1,000
- Term length between 1 month and 5 years
Interest rates
- Calculated daily on the full balance of your account
- Interest payments vary according to the term
Statements
- No statement issued. A Confirmation Certificate is issued each time an account is opened, matures or is renewed.
Access
Account access
- Withdraw the balance of your account when the term of the account ends or during the term account#
- View term details 24/7 on Internet and Phone Banking*
How to apply
Contact us
- Apply now for a Fixed Term Deposit by calling 1300 781 605 8am - 6pm (AEST), Monday to Friday
Visit a branch
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Fixed Term Accounts includes the Fixed Term Accounts Term Deposits Terms and Conditions & General Information, and Fixed Term Accounts interest rates. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
# The interest rate is reduced if you access your balance during the term of the account.
* Subject to systems availability and maintenance.
***
Conditions Apply