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Retirement Access Plus Account
Save fees with a special account for retirees and pensioners
As a retiree or pensioner, we know it’s important that your money goes further. Our Retirement Access Plus Account helps you do just that, with low fees and the opportunity to earn daily interest on your savings. You can bank in person at a branch, online or over the phone. Choose a Visa Debit Card or a Maestro/Cirrus ATM Card with optional chequebook, or a passbook.
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Earn a great rate on your accumulated savings
No monthly account service fee and free Internet and Phone Banking transactions#
Shop securely with your own money, online, at home, over the phone or overseas wherever Visa is accepted with your optional Visa Debit Card
- No monthly account service fee
- Earn a competitive rate of interest
- Free Internet and Phone Banking transactions#
- Account options include Visa Debit Card*, Maestro/Cirrus ATM Card or passbook
- Chequebook available upon request (not available for passbook accounts)
- Issued 6 monthly if you do not have a passbook, or monthly if a Visa Debit Card is issued on your account.
- Mini transaction history available at any St.George ATM^
- View transactions online with Internet Banking at any time
- Interest rates set in line with government deeming regulations
- Calculated daily, paid at the end of each month
- Instant access to your funds via St.George Branches, ATMs, cheques, EFTPOS, Internet and Phone Banking, BPAY® and Bank@Post™
- Convenient and secure 24/7 access to Internet and Phone Banking†
- Automate deposits with direct credits (for pension payments or investment income)
- Automate payments with direct debits (for regular bills)
- No monthly account service fee
- Free Internet and Phone Banking#
- 8 free transactions if monthly balance is below $20,000
- Unlimited free transactions when the account balance is $20,000 or over**
- Apply over the phone for this special account for retirees and pensioners on 13 33 30, 8am - 9pm (AEST), 7 days a week
- You must be either 55 years of age or over and retired, or in receipt of one of the following pension payments:
- Age Pension
- Carer’s Pension
- Disability Pension (for example, an Invalid Pension)
- Widow Pension
- Veteran Affairs Pension
- Information you’ll need to complete your application
Important information
Before deciding to acquire or continue to hold a product, you should read the Terms and Conditions and ensure the product is appropriate. The governing Terms and Conditions documents for Transaction Accounts includes the Transaction, Savings & Investment Accounts Banking Services Terms and Conditions & General Information, Transaction, Savings & Investment Accounts - Fees & Charges and How to Minimise Them and interest rates for NSW, ACT, SA & NT, interest rates for VIC, QLD, WA & TAS. The Terms and Conditions are important and we encourage you to view, save and/or print this document. If you would like a paper copy of the document, please visit your local branch or request one by post. St.George issues the products on this website.
Any advice on this website is prepared without consideration of your personal objectives, financial situation or needs. Before acting on this advice, you should consider if it is appropriate for you.
# Internet and Phone Banking are free but will be counted towards your monthly fee free transactions when your account balance is below $20,000.
* Not available on passbook accounts
^ Charged per transaction regardless of transaction allowance.
† Subject to systems availability and maintenance.
** Everyday banking transactions include St.George/BankSA ATMs, branches, Bank@Post, Internet and Phone Banking and EFTPOS. Transaction fees apply for using non-St.George ATMs. Other transaction fees and charges for special services apply. Daily transaction limits apply.
